Last Update: Sep 26, 2022.
Submitted by: Franciska Feldman
Score: 68/100 (78 votes)
When can I refinance my loan?
You're required to wait at least seven months before refinancing long enough to make six monthly payments. Any mortgage payments due in the last six months must have been paid on time, and you can have a maximum of one late payment (30 or more days late) in the six months before that.