Last Update: Sep 26, 2022.

Submitted by: Franciska Feldman
Score: 68/100 (78 votes)

When can I refinance my loan?

You're required to wait at least seven months before refinancing €” long enough to make six monthly payments. Any mortgage payments due in the last six months must have been paid on time, and you can have a maximum of one late payment (30 or more days late) in the six months before that.